!!! Beware !!!

MUDRA Ltd., Mumbai, does not sanction loans under Pradhan Mantri Mudra Yojana. These loans can be availed from Banks / NBFCs / MFIs or applied online through JanSamarth portal ( https://www.jansamarth.in ). There are no agents or middlemen engaged by MUDRA for availing such loans. The borrowers are advised to keep away from persons posing as agents / facilitators of MUDRA / PMMY.

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Latest News :
NEW The loan limit under MUDRA scheme has been increased to ₹20 Lakh. NEW Note: There are no agents or middlemen engaged by MUDRA for availing of Mudra Loans.

MUDRA VISION

"To be an integrated financial and support services provider par excellence benchmarked with global best practices and standards for the bottom of the pyramid universe for their comprehensive economic and social development."

MUDRA MISSION

"To create an inclusive, sustainable and value based entrepreneurial culture, in collaboration with our partner institutions in achieving economic success and financial security."

Pradhan Mantri MUDRA Yojana (PMMY)

Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon'ble Prime Minister on April 8, 2015 for providing loans up to ₹10 lakh (₹20 lakh for those entrepreneurs who have availed and successfully repaid previous loans under the 'Tarun' category) to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.mudrafinance.online. Under the aegis of PMMY, MUDRA has created four products namely 'Shishu', 'Kishor', 'Tarun' and 'TarunPlus' to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth.

Achievements Under PMMY Since Inception

Financial Year :
: 2025-2026
No. Of PMMY Loans Sanctioned :
: 49325851
Amount Sanctioned :
: ₹ 604398.67 CRORE
Amount Disbursed :
: ₹ 594578.01 CRORE
Financial Year :
: 2024-2025
No. Of PMMY Loans Sanctioned :
: 45210982
Amount Sanctioned :
: ₹ 521458.20 CRORE
Amount Disbursed :
: ₹ 510258.15 CRORE
Financial Year :
: Overall (Since 2015)
Total Loans Sanctioned :
: 42.50 CRORE+
Total Amount Sanctioned :
: ₹ 28.50 LAKH CRORE
Total Women Borrowers :
: 29.20 CRORE+

Last Updated on: 31/03/2026

QUICK LINKS

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PMMY REPORTS

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DOCUMENTS

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EVENTS GALLERY

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Shishu

Covering Loans Upto ₹ 50,000/-

Kishor

Covering Loans Above ₹ 50,000/- And Upto ₹ 5 Lakh

Tarun

Covering Loans Above ₹ 5 Lakh And Upto ₹ 10 Lakh

TarunPlus

Covering Loans Above ₹ 10 Lakh And Upto ₹ 20 Lakh

"MUDRA is a refinancing Institution. MUDRA does not lend directly to the micro entrepreneurs / individuals. Mudra loans under Pradhan Mantri Mudra Yojana (PMMY) can be availed of from nearby branch office of a bank, NBFC, MFIs etc. Borrowers can also now file online application for MUDRA loans on Udyamimitra portal (www.udyamimitra.in)."

Note: There are no agents or middleman engaged by MUDRA for availing of Mudra Loans. The borrowers are advised to keep away from persons posing as Agents/ facilitators of MUDRA/PMMY."

Related Links:

SIDBI
CGTMSE
UdyamiMitra
MSME
Digital India
Support & Guidance

Frequently Asked Questions

Pradhan Mantri MUDRA Yojana (PMMY) is a flagship scheme of the Government of India to provide loans up to ₹10 lakh (now up to ₹20 lakh for specific categories) to non-corporate, non-farm small and micro-enterprises. These loans are classified as MUDRA loans under PMMY and are provided by Commercial Banks, RRBs, Small Finance Banks, MFIs, and NBFCs.

Any Indian Citizen who has a business plan for a non-farm sector income-generating activity such as manufacturing, processing, trading, or service sector and whose total loan requirement is up to ₹20 lakh can approach a Bank, MFI, or NBFC for availing of MUDRA loans under PMMY.

Under PMMY, MUDRA has created four products:
  • Shishu: Covering loans up to ₹50,000/-
  • Kishor: Covering loans above ₹50,000/- and up to ₹5 Lakh
  • Tarun: Covering loans above ₹5 Lakh and up to ₹10 Lakh
  • TarunPlus: Covering loans above ₹10 Lakh and up to ₹20 Lakh

As per the guidelines of RBI, MUDRA loans are collateral-free. No security or collateral is required to be provided by the borrower to the lending institution. However, the loans may be covered under credit guarantee schemes of the government.

Borrowers can approach any of the lending institutions like Commercial Banks, RRBs, Small Finance Banks, MFIs, and NBFCs or can apply online through this portal. The application process is simplified to ensure quick disbursement and support for micro-entrepreneurs.